What Smart Investors Know Savvy investors take the time to separate emotion from fact. Related Content The Utility of Sector Investing Successful sector investing is dependent upon an accurate analysis about when to rotate in and out. Counteracting Capital Gains with Tax-Loss Harvesting You may have heard the phrase "tax-loss harvesting." A financial professional may be able to provide some guidance. What's So Great About a Rollover? Making a career move requires tough decisions, not the least of which is what to do with the funds in your retirement plan.